Dealing with Direct Recovery Services can be stressful, but federal law offers strong protections against abusive debt collection practices. Under the FDCPA, collectors may not harass you with repeated phone calls or contact you at unreasonable hours. They also cannot make false threats of lawsuits, wage garnishment, or arrest to pressure payment. Another common violation is failing t... https://protectionforconsumers.com/handle-direct-recovery-services-debt-collection-harassment/