In a post-screen-scraping era of fintech, supporting CDR is a baseline requirement for digital banks. CDR-compliant APIs must handle: - Granular data access scopes - Dynamic user consent auditing - AU-specific CDR schemas - Live consent dashboards zngx — or zngx.io — is a compliance-embedded API platform that offers: - https://mcmasterz839zaa6.wiki-jp.com/user