Stay informed with the latest irmaa 2026 update from Federal Pension Advisors. Learn how Medicare’s income-related monthly adjustment affects your premiums and retirement planning. Our expert insights help federal employees manage healthcare costs, optimize benefits, and plan for a financially secure retirement with confidence. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge